Launch
Stand up a regulated payments operation: entity and agent hierarchy, compliance configuration, branding, credentials and first integration.
Infrastructure for regulated money movement
The operating system for licensed money movement.
Payzone is the platform regulated institutions run their cross-border business on. Origination, compliance, payout, settlement and the evidence trail are one system with one record — so your bank, your regulator and your auditor all get the same answer.
20destination markets
3payout methods
Fail‑closedcontrols, not procedures
Append‑onlyevidence an auditor can read
Launch, operate, connect, govern.
The platform is organised around the four things a regulated payments business has to do continuously — not around a feature list. See what each one covers, and the state each capability is actually in.
Operate
Run it daily. Customer due diligence, screening, transactions, approvals, settlement, reconciliation and reporting in one portal.
Connect
Reach the rails. Payout providers, screening, identity verification and messaging, integrated once and governed centrally.
Govern
Prove it. Append-only records, write-once evidence, dual control and the reads your regulator and correspondent bank ask for.
Built for integrators
Predictable, idempotent, well-documented.
Every mutating call takes an idempotency key, so a retry after a timeout returns the original result rather than creating a second transfer. Every request carries a correlation id you can trace end to end.
Errors are typed and machine-readable, with a stable code and a message safe to log. Compliance outcomes are explicit states, not silent failures.
Read the API reference
Clearing and settlement
Settle once, net, on an agreed cycle.
Two principals settling every obligation individually move money in both directions and strand liquidity at a correspondent to do it. Payzone accrues obligations across an agreed cycle, nets the bilateral position at close and has both sides countersign it — so one figure moves instead of hundreds.
Netting is permitted by an agreement, not assumed by the platform, and it stops at the treasury that holds the account. Payzone never touches the fiat.
How Corridor Net Settlement worksWhere it reaches
Twenty destination markets, by bank transfer, mobile wallet and cash pickup. Corridor and method availability is returned by the API rather than assumed.
South & South-East Asia
- Bangladesh
- India
- Indonesia
- Nepal
- Pakistan
- Philippines
Africa
- Egypt
- Ethiopia
- Ghana
- Kenya
- Morocco
- Nigeria
- Somalia
Middle East & Europe
- Türkiye
- United Arab Emirates
- United Kingdom
Americas
- Brazil
- Canada
- Colombia
- Mexico
What is live, and what is not.
Across the operating portal, capabilities currently stand at 4 operational, 9 staged and 12 on the roadmap. We publish that breakdown rather than a feature checklist, because you are going to diligence it either way — and the states on this site are generated from the platform's own delivery records, not written by marketing.
Bring the licence. We will bring the infrastructure.
Tell us the entity you operate as and the corridors you need. Credentials and corridor enablement are issued during onboarding, scoped to the permissions your entity actually holds.